Michael Monaco has been a member of Deloitte’s Model Risk Management group for 11 years.  He has institutions across industries and sectors, with a focus on large US and international banking organizations.  Michael has led some of Deloitte’s largest and most complex model development, model governance, and model validation engagements covering a diverse set of models including credit risk, market risk, operational, risk, derivatives pricing, cyber risk, CCAR and Basel.  Michael is a leader in Deloitte’s Climate Modeling practice, where he has experience serving clients with engagements focusing on Climate Scenario Analysis, Climate/Credit Integration, Carbon Accounting & Financed Emissions, and Climate MRM Governance.